Unlocked by membership
Membership unlocks access to health coverage enrollment, through an association partnership called CURE, in collaboration with Arete Health. No employer required, no union required. Coverage and premiums are separate from your membership. Available to creatives, operators, and everyone building something of their own.
Pre-enrollment is open now · Enrollment closes December 1 · Coverage begins January 1
How it works
Elect in from your Creatricity membership portal. This also enrolls you as a CURE Association member, the group that makes coverage possible. Takes a minute.
Questions are welcome at any point. Reply to any email from us and a person answers.
Coverage elections open at open enrollment. Coverage itself starts January 1.
What’s covered
Everyday care, no deductible
Not included, and easy to add. Four packages, dental in every one, at roughly $25 to $30 per month on top of your plan.
When life gets bigger
A qualifying event is an inpatient stay, a new major diagnosis, a major accident or a pregnancy. When one happens, more of your plan opens up.
ER BridgeCare activates automatically after a qualifying event, with no deductible and no separate election.
A qualifying event: inpatient stay, new major diagnosis, major accident, pregnancy.
A 30 day episode of covered services begins.
Up to $50,000 paid toward covered charges.
A yearly pool, paid directly to you, not to a provider. Up to $5K per qualifying event for:
Up to a yearly maximum you choose.
*An Enrollment Advisor will walk you through every benefit in detail, including exactly what applies to your situation, before you enroll.
Pricing
Zero deductible on everyday care, included from day one.
Same coverage, extended to your household.
Typically 40 to 60 percent lower than a comparable ACA Bronze plan. No pre-existing condition exclusions, no employer required.
Individual and family prices shown are an average, median estimate. Your actual rate is age rated and confirmed during enrollment.
Enrollment closes December 1
Opt in through Creatricity. Coverage elections open at open enrollment, and coverage begins January 1. Enrollment closes December 1.